I have a genuine concern about the new Administration and their lack of concern about the lower and middle income people of the United States of America. I had all of my income tax information ready two weeks ago to file my taxes for the tax year 2020. I completed my Federal and State tax returns on Turbo Tax and and a message appears, that Turbo Tax will hold your return, the IRS is not accepting any returns until after January 27th. So that did not completely shock me. Then President Biden comes out the next day and says I want to delay taking any tax returns until after February 14th because we have too much to do with a Stimulous Package and an immigration policy on the table. Plus he said those programs are more important than collecting taxes. Can you imagine the chaos with a six week back up in tax returns before they even begin to process refunds for the year 2020. Also think of the delay in getting tax money for the Federal Government to operate for the returns that would have normally come in in late January and early February.

As predicted the President says he wants to cancel the Trump tax cuts after saying throughout the campaign that he would only raise taxes on those people making over $190k or something like that. So President Biden is raising the taxes on the working class regardless of their gross income.

The COVID-19 vaccine distribution is going very badly and the President wants to increase the number of shots given daily. His request to increase the vaccine inoculations to high number daily is only to try to make him look better. The vaccine is not there , the manufacturers cannot make it fast enough to meet the current scheduled brackets. I am over Seventy Five and have not been able to even get on a list in my area. If I were to go to Phoenix they have 24 hour sites and I might be able to get a shot. Safeway, Fry’s , Walgreens, and CVS Pharmacy have received no vaccine in this area and are not even taking applicants. Some of my neighbors have gone to their primary care physician and gotten the vaccine. Apparently the doctors get it before the public locations. The whole roll out is a disaster and the current administration is making it worse. They say that soon the Administration is going to require that all flying passengers have the vaccine or they cannot fly. I can see why that might be good if there was enough vaccine that any one needing it to fly could get it, but that is not the case. Also there is such a shortage that the second shots are being delayed in many areas beyond the 21 and 30 day recommendation. One doctor here said on TV it will be ok if they get the second shot within 42 days. The manufacturers are behind on producing the vaccine for the second shot and the distribution is totally disorganized to get it to the right place at the right time.

On the 2020 tax return it is really a wake up call that it is required that you put the amount of the Stimulous money you have received and even the amount you have not received. I received the last $600 Stimulous payment in January 2021 in my bank account. The program used by Turbo Tax requires you put that payment like it came in 2020 or the IRS will reject your return for not having it on there.

The new Johnson and Johnson vaccine is estimated to be only 75% effective and is only one shot. If they could get an effective one shot vaccine that would sure speed things up , but 75% is not very good odds.

AS FAR AS MAKING A FAMILY BUDGET, IF YOU ARE UNEMPLOYED AND NOT SURE IF AND WHEN YOU WILL RECEIVE UNEMPLOYMENT CHECKS OR YOU ARE WORKING AND NOT SURE WHAT YOUR TAKE HOME PAY WILL BE IF THE TAX CUTS TAKEN AWAY, A SHORT TERM BUDGET IS ABOUT THE ONLY WAY YOU CAN GO AT THIS TIME. An approach would be to estimate how much you think you will be receiving from income and or unemployment benefits , and how much you estimate your expenses to be month by month. If you are paying rent and the landlord has followed through on the request by the government to defer receiving the rent, technically the landlord can come after you to collect the back rent after the government mandates expire. There are a lot of jobs available most places at this time but many on unemployment receive more money than they were earning. That was a gross error on the part of our legislators to create that situation. With the minimum wage going up to $15 as proposed that will help some people re-enter the workforce while others will lose their jobs because the employers cannot maintain the same number of people after the minimum wage increase.

Our government is in a state of flux while our Congress and Senate waste time over impeachment of a person that is not even in office. The American people are only pawns for government mandated programs as we move backwards.

Photography is a fun hobby for many people. I will furnish a link to an Instagram photography listing. This site allows a person to place photos on their site and people can decide if they want to purchase your photographs for commercial use. You get emails that tell you when people are looking at your photos and their comments about them. Selling access to your photos can be lucrative but it takes work to get people to notice your photos. The person can organize the photos into themes and genre to target certain people. The person can keep adding photos to their site.